Individual Products

Your clients need to secure the financial well-being of their families, regardless of what life throws their way. BMO Insurance offers a range of life and health insurance products to suit each stage of your clients’ lives.

Universal Life Insurance
If your clients need permanent insurance coverage and also want to take advantage of tax-deferred investment growth, our universal life plans may be just the solution to cover their needs.

Term Life Insurance
Our plans offer flexible coverage terms and affordable premiums to suit the temporary insurance needs of your clients.

Non-Participating Whole Life Insurance
Our permanent life plans offer simple lifetime coverage with cash values including a tax-free benefit for your clients’ beneficiaries.

Critical Illness Insurance
Surviving a serious illness should not affect the financial health of your clients’ families. Critical illness insurance will pay a lump sum to your clients to help them cover the costs associated with recovery and help supplement any of their lost income.

Income Annuities
If you are looking to maximize your clients’ income with registered or non-registered funds, our Single Premium Immediate Annuities will provide an optimal income stream that is guaranteed for life.