A product that provides you with the opportunity to earn potentially higher returns than traditional GICs because it is linked to the performance of the actively managed BMO Dividend Fund (at a set participation rate). BMO Dividend Fund has historically provided solid performance returns to its investors.*

*Past performance is not an indication or guarantee of future returns.

• Principal protection – 100% principal protection
  
  

• Manage investment risk – protection from market corrections to help reach investment goals
  
  

• Diversification for your investment portfolio
  
  

• Participation in both the capital appreciation and dividends paid – all dividends over the term of the investment will be notionally reinvested. The result is that you have the potential to earn a higher, “total return” with participation in capital growth plus dividends
  
  

• Peace of mind – fully guaranteed by Bank of Montreal
  
  

• Increased diversification
  
  

• Low minimum investment of $1,000
  
  

• RSP eligible
  
  

• Eligible for CDIC deposit insurance, up to applicable limits