A product that provides the opportunity to generate potentially higher returns based on the performance of a broad measure of the U.S. stock market (the S&P 500 index). In addition, unlike regular investing in foreign markets, the investment is not exposed to the risk of fluctuations in foreign currency. Plus, investors benefit from the security and peace of mind that comes from guaranteed principal protection.

• Principal Protection – 100% principal protection
  
  

• Exposure to the broad U.S. stock market without foreign currency risk
  
  

• International diversification without risk to the initial investment
  
  

• Participate in the growth of the largest stock market in the world
  
  

• Manage investment risk – protection from market corrections to help reach investment goals
  
  

• Peace of mind – investment is fully guaranteed by Bank of Montreal
  
  

• Low minimum investment of $1,000
  
  

• RSP eligible
  
  

• Eligible for CDIC deposit insurance, up to applicable limits