A principal protected investment, with the potential for index-linked higher returns if the GIC is not called, or the opportunity for interest income at a premium rate if the GIC is called.

• Principal protection – 100% principal protection
  
  

• Potential for higher returns than on tradition GICs if the GIC is not called, or the opportunity for interest income at a premium rate if the GIC is called
  
  

• Attain diversification without the risk to your initial investment as your principal is fully guaranteed by Bank of Montreal
  
  

• Manage investment risk – protection from market corrections to help reach investment goals
  
  

• Maximum participation – maximum participation in the returns of two top performing indices (if the GIC is not called)
  
  

• Peace of mind – fully guaranteed by Bank of Montreal
  
  

• Suitability for investors of varying risk profiles
  
  

• Low minimum investment of $1,000
  
  

• RSP eligible
  
  

• Eligible for CDIC deposit insurance, up to applicable limits