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Home > Investments > GICs > GIC List > BMO Guaranteed Investment Certificate (GIC)
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BMO Guaranteed Investment Certificate (GIC)
BMO Guaranteed Investment Certificate (GIC)
How to buy
 
Only 1, 2, 3, 4 and 5 year GICs are available in RESPs.
Annual / Annual Compound Interest Payment Option $1,000-
$99,999
$100,000-
$249,999
$250,000-
$999,999
1 year - under 2 years 0.400% 0.400% 0.400%
18 months exactly 0.750% 0.750% 0.750%
19 months - under 2 years 0.400% 0.400% 0.400%
2 years - under 3 years 1.300% 1.300% 1.300%
3 years - under 4 years 1.600% 1.600% 1.600%
4 years - under 5 years 1.700% 1.700% 1.700%
5 years - under 6 years 2.100% 2.100% 2.100%
6 years - under 7 years 2.100% 2.100% 2.100%
7 years exactly 2.100% 2.100% 2.100%
10 years exactly 2.300% 2.300% 2.300%


Monthly / Semi - Annual Interest Payment Option $1,000-
$99,999
$100,000-
$249,999
$250,000-
$999,999
1 year - under 18 months 0.275% 0.275% 0.275%
18 months - under 19 months 0.625% 0.625% 0.625%
19 months - under 2 years 0.275% 0.275% 0.275%
2 years - under 3 years 1.175% 1.175% 1.175%
3 years - under 4 years 1.475% 1.475% 1.475%
4 years - under 5 years 1.575% 1.575% 1.575%
5 years - under 6 years 1.975% 1.975% 1.975%
6 years - under 7 years 1.975% 1.975% 1.975%
7 years exactly 1.975% 1.975% 1.975%
10 years exactly 2.175% 2.175% 2.175%

For rates on a 3, 6 and 9 month GIC within an RSP see the 3, 6 and 9 month rate on a BMO Short Term Investment Certificate.

 

How to buy



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