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BMO Guaranteed Investment Certificate (GIC)
BMO Guaranteed Investment Certificate (GIC)
How to buy
 
Only 1, 2, 3, 4 and 5 year GICs are available in RESPs.
Annual / Annual Compound Interest Payment Option $1,000-
$99,999
$100,000-
$249,999
$250,000-
$999,999
1 year - under 18 months 1.900% 1.900% 1.900%
18 months - under 19 months 1.900% 1.900% 1.900%
19 months - under 2 years 1.900% 1.900% 1.900%
2 years - under 3 years 2.600% 2.600% 2.600%
3 years - under 4 years 2.850% 2.850% 2.850%
4 years - under 5 years 2.950% 2.950% 2.950%
5 years - under 6 years 3.200% 3.200% 3.200%
6 years - under 7 years 3.200% 3.200% 3.200%
7 years exactly 3.400% 3.400% 3.400%
10 years exactly 3.600% 3.600% 3.600%


Monthly / Semi - Annual Interest Payment Option $1,000-
$99,999
$100,000-
$249,999
$250,000-
$999,999
1 year - under 18 months 1.775% 1.775% 1.775%
18 months - under 19 months 1.775% 1.775% 1.775%
19 months - under 2 years 1.775% 1.775% 1.775%
2 years - under 3 years 2.475% 2.475% 2.475%
3 years - under 4 years 2.725% 2.725% 2.725%
4 years - under 5 years 2.825% 2.825% 2.825%
5 years - under 6 years 3.075% 3.075% 3.075%
6 years - under 7 years 3.075% 3.075% 3.075%
7 years exactly 3.275% 3.275% 3.275%
10 years exactly 3.475% 3.475% 3.475%

For rates on a 6 month GIC within an RSP see the 6 month rate on a BMO Short Term Investment Certificate.

 

How to buy



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