For most students, university or college is the first time that making a budget is a must.

A good understanding of your income and expenses will help you to smooth out some of
the bumps of student life.

And because you're likely to run into unexpected costs, it will help you to have access to
an emergency fund or alternative financing.

Let us help:

• Use our Student Budget Calculator to develop a budget for the year.
• Apply for a Student Line of Credit
• Apply for a BMO^®SPC^®+ MasterCard
• Visit a BMO branch