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BMO Dividend Fund Linked GIC

Product Overview:
This product provides you with the opportunity to earn potentially higher returns than traditional GICs because it is linked to the performance of BMO Dividend Fund (at a set participation rate), which is actively managed by a portfolio manager. BMO Dividend Fund has historically provided solid performance returns to its investors.

Key Benefits:

  • Principal protection – 100% principal protection, plus the potential to earn higher returns than traditional GICs
  • Participation in both the capital appreciation and dividends paid - all dividends over the term of the investment will be notionally reinvested. The result is that you have the potential to earn a higher, “total return” with participation in capital growth plus dividends.
  • Manage investment risk – protection from market corrections to help you reach your investment goals
  • Peace of mind – fully guaranteed by Bank of Montreal
  • Eligible for CDIC deposit insurance, up to applicable limits
  • Increased diversification
  • Low minimum investment of $1,000
  • RSP eligible

Term of Series: 3 or 5-year term

Reference Portfolio: BMO Dividend Fund

Guaranteed by: Bank of Montreal

CDIC Eligibility: Eligible for CDIC deposit insurance, up to applicable limits

Issued by: Bank of Montreal Mortgage Corporation (BMMC)

Interest Payment: Interest is payable at the end of the term.

Invest in a BMO Progressive GIC today!
For more information, or if you wish to invest in a BMO Progressive GIC, contact an investment professional, visit your branch or call 1 877 225-5266.

Start earning the benefits of guaranteed principal protection with potentially higher returns today.


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