Mortgages
Whether you’re looking for your first home, buying another property, or refinancing your mortgage, we can help you make progress toward your goal with:
- Great mortgage rates with a 130-day mortgage rate guarantee – the longest of any major bank in Canada
- Accelerated payment options to help you pay your mortgage faster
- Knowledgeable Mortgage Specialists who come to you
Lock in your rate for 130 days
Get our longest mortgage rate guarantee of any major Canadian bank and check out our current mortgage offers.
Get our longest mortgage rate guarantee of any major Canadian bank and check out our current mortgage offers.
Learn moreWhat do you want to do?
Buy a home
Whether you’re buying your first home, an investment property or a vacation property, we’ve got everything you need to know.Switch my mortgage
Find out how transferring your mortgage can help you get a better rate and become mortgage-free faster. It’s easier than you might think!Renew my mortgage
Renew your existing mortgage with us, and check out some useful tips and advice to help you navigate the renewal process today.
Choose the mortgage that's right for you
Fixed Mortgage RatesRates
Your rate stays the same for your entire mortgage term.
Why you’ll like it:
- Protect yourself from rising rates
- Become mortgage-free faster with accelerated payment options
3-year fixed (closed)
4.94%
4.97%
APR
5-year Smart Fixed (closed)
4.94%
4.96%
APR
Variable mortgage rates
Your mortgage rate moves with the prime rate.
Why you’ll like it:
- Pay off your mortgage faster if the prime rate falls
- Change to a fixed rate during your term
- Become mortgage-free faster with accelerated payment options
Homeowner ReadiLine®
Mortgage + line of creditcredit
Automatically increase your line of credit as you pay down your mortgage.
Why you’ll like it:
- Access the equity in your home to spend on renovations, repairs, major purchases and more
- Flexibility to choose a fixed or variable rate mortgage option
Find out how much home you can afford
Mortgage Affordability CalculatorCalculator
Know your budget before you start house hunting.Mortgage Payment CalculatorCalculator
Calculate how much you’d spend each month to buy a home or renew or refinance your mortgage.Cash Flow CalculatorCalculator
Start thinking about how much you spend each month, create a budget, and start saving up for your home.
Mortgages F A Qs
Fixed and variable rate mortgages both have their advantages.
A variable rate mortgage gives you more flexibility and if rates fall you can pay off your home faster. Plus, you can convert to a longer fixed rate mortgage at any time during your term (although you may have to pay a fee) if your needs change.
A fixed rate mortgage protects you in case rates rise, so you’ll know exactly how much of your mortgage you’ll pay off over your term.
Helpful resources for your homebuying journey
Get in touch with us to learn more or get started
Apply now
Start your homebuying journey in just a few clicks.
Start your homebuying journey in just a few clicks.
Visit us
Book an appointment at your nearest branch to chat about your mortgage options.
Get answers, fast. Our new online support tool is the quickest way to get answers to your questions. Online support tool