AIR MILES^®† Reward Miles Offers

The opportunity to collect AIR MILES reward miles on debit card purchases¹ is automatically included at no extra cost when you bank with BMO Bank of Montreal – so you can start collecting on debit purchases right away.

You will earn 1 reward mile for every $40 you spend during each month when you use your bank card for debit purchases.

Earn 1 reward mile for every $15, $20 or $40 of purchases you make with your BMO Mosaik® MasterCard®* card with the AIR MILES Reward Option.

Plus, when you earn AIR MILES reward miles for purchases made with your debit card and/or BMO Mosaik MasterCard, you have the opportunity to earn up to 30% more reward miles each month just by having or adding new BMO Bank of Montreal products²!

	A Mortgage or the instalment portion of a Homeowner ReadiLine®	10%
	A Canadian dollar or U.S. dollar non-registered Premium Rate Savings account	10%
	A Homeowner’s Line of Credit or a RRSP ReadiLine™ or the revolving portion of a Homeowner ReadiLine or a Personal Line of Credit or one of our Student Lines of Credit.	10%

NEW! for Business Banking Customers
Earn an additional 10% more AIR MILES reward miles on top of the rewards you already receive for purchases made with your personal debit card and/or personal BMO Mosaik MasterCard each month³ when you have a Business Banking account and plan. To learn more visit www.bmo.com/business.

Business (Current) Account and Everyday Banking for Business Plan

10%

Find out how fast your reward miles can add up.

Other ways to collect AIR MILES reward miles

Business Banking
Turn your business banking – including transactions, loans, investments and accounts – into travel, shopping and entertainment.

BMO Term Investments
Earn one reward mile each month for every $1,000 invested in a BMO AIR MILES GIC (based on each month's average balance).

BMO Mutual Funds
Earn one reward mile for every $1,000 invested in your BMO AIR MILES Money Market Fund.

BMO Life DirectTerm
Earn more than 228 reward miles with BMO Life DirectTerm^® insurance. Earn 10 reward miles per month in the first year and one reward mile per month for the remainder of your policy. To earn even more reward miles, make your monthly payment with your Mosaik MasterCard.

Apply for AIR MILES reward miles
To become an AIR MILES Collector, visit www.airmiles.ca or call 1 888 AIR MILES.

¹This is based on debit card purchases (minus refunds) from your Primary Chequing or your Interest Chequing account, with Platinum Banking or one of the following four Everyday Banking Plans: Performance; Premium; Plus or Practical.
²To qualify for up to 30% more reward miles, you must have a BMO Mosaik MasterCard with the AIR MILES Reward Option and additional qualifying BMO Bank of Montreal products (see below), along with your qualifying bank account and Everyday Banking Plan. Each month, when you earn reward miles (excluding bonus reward miles) for net purchases made with your debit card and/or BMO Mosaik MasterCard, you will earn 10% more reward miles for each product you have from 3 categories (maximum of 1 product per category) of qualifying BMO Bank of Montreal products. The 3 categories of qualifying products are: (1) Home Financing category: mortgage or the instalment portion of a Homeowner ReadiLine^®; (2) Savings category: Canadian or U.S. dollar non-registered Premium Rate Savings account; and (3) Borrowing category: Homeowner’s Line of Credit, RRSP ReadiLine^™, the revolving portion of a Homeowner ReadiLine, Personal Line of Credit or Student Line of Credit. Qualifying products in the Home Financing category must have the following: for mortgages, a minimum month-end balance of $2,500; for the instalment portion of the Homeowner ReadiLine, a minimum balance of $2,500 during the statement period ending during the month. Qualifying products in the Savings category must have a minimum monthly balance of $2,500 and qualifying products in the Borrowing category must have a minimum balance of $2,500 during the statement period ending during the month. Your accounts must be in good standing and the AIR MILES Collector Number for your bank account, BMO Mosaik MasterCard and qualifying Home Financing, Savings and Borrowing accounts, must be the same. Visit www.bmo.com/airmiles to see how fast your reward miles can add up.
³To qualify for an additional 10% AIR MILES reward miles, a Business (Current) account and Everyday Banking for Business plan (see bmo.com/business), along with your Personal qualifying bank account and Everyday Banking Plan and a personal BMO Mosaik MasterCard with the AIR MILES Reward Option are required. Your accounts must be in good standing and the AIR MILES Collector Number for your bank account, BMO Mosaik MasterCard and other qualifying accounts must be the same. See www.bmo.com/business for complete details.

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