Registered investment account savings rates
No matter what your savings goals are, BMO has an investment account to help you reach them. Find out what interest rates are offered on the various registered investment accounts.
The rates below are for savings accounts that can be held in various registered investment accounts. There are other investment options for these investment accounts that may be more suitable for your financial goals. Get in touch with one of our investment experts to discuss your options.
Offer on new deposits, ending June 30th, 2021, footnote 1
| Product | Special Rates |
|---|---|
| T F S A Savings Account | 1.00%, footnote 1 |
Tax-Free Savings Account (TFSA)
0.25%, footnote *
A short- or long-term investment account that allows your money to grow tax-free.
Registered Retirement Savings Plan (RRSP)
0.05%, footnote *
A retirement investment account that allows your savings to grow on a tax-deferred basis.
First Home Savings Account (FHSA)
2.50%, footnote *
An investment account that allows you to save for a home and grow your money tax-free.
Registered Retirement Income Fund (RRIF)
0.05%, footnote *
A retirement fund, that allows tax-free deferred growth, and pays out a steady income to help fund your retirement.
Registered Education Savings Plan (RESP)
0.25%, footnote *
An education savings plan that allows your money to grow on a tax-deferred basis.
Registered Disability Savings Plan (RDSP)
0.25%, footnote *
A savings plan that allows parents and others to save for the financial security of someone with a disability.
Footnote * details Rates are calculated on a per annum basis. Rates are subject to change without notice at any time.
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