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BMO Life DirectTerm
DirectTerm® is BMO Life's term life insurance that provides a tax-free payment to your dependents to replace your income or pay off debts in the event of your death.
Get a free, no obligation quote now, online or by phone at 1 877 966-6339.
Immediate Insurance Coverage
Simply answer a few personal and medical questions for immediate coverage. If we need more time to consider your application, we'll give you free accidental death insurance equal to the amount of insurance applied for to a maximum of $100,000.
You Decide the Amount of Coverage
Choose between $25,000 and $5,000,000, in increments of $1,000. Determine how much coverage you need.
No Pre-Set Terms
You decide how long you require coverage, from a minimum of 10 years and up to a maximum of age 85 – if you need 13 years or 17 years, that's the length of coverage time you purchase. Learn about saving over the long term.
Guaranteed Monthly Payments that Never Increase
Pay a fixed monthly cost that won't increase for the term you choose.
30-Day Money Back Guarantee
Cancel your policy within 30 days of getting coverage for a full refund.
Collect AIR MILES®† Reward Miles
Get at least 228* AIR MILES reward miles with your DirectTerm policy.
Apply Now
Apply, get approved and purchase DirectTerm online, or call 1 877 966-6339.
- Use the life insurance calculator to determine how much coverage you need.
- Answer a few simple questions to get a no-obligation
quote for the amount and length of time you want to be insured.
- Answer a few, detailed medical questions and we'll tell you whether you qualify for immediate coverage. If we need more time to consider your application, we'll give you free accidental death insurance equal to the amount of insurance applied for to a maximum
of $100,000, while your application is considered.
- Buy immediately by providing your payment information. To collect AIR MILES reward miles on your DirectTerm policy, provide your AIR MILES Collector number.
- We will mail your contract and policy – both written in plain English – to you.
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