Credit Cards

BMO Mosaik® MasterCard®*
Customize your credit card with AIR MILES^®† or CashBack^® rewards, a No Fee or Low Rate Interest Rate Plan, and a card design that suits your style. You can add or change your card features easily at any time. Add Travel Protection or Medical Protection features to your card to protect yourself from unforeseen circumstances every time you travel.

BMO Student Mosaik® MasterCard®*
Customize your student credit card to suit your style. Reward yourself with AIR MILES or CashBack rewards. Select your Interest Rate Plan and pick your card design. Get discounts at thousands of SPC retailers nationwide with the SPC Mosaik MasterCard. Add or change your card features easily at any time.

Balance Insurance
Now you can afford to protect the outstanding balance on your BMO Mosaik MasterCard. Rest assured that your payments will be taken care of when unexpected events occur.

Earn AIR MILES Reward Miles with every purchase charged to your BMO Mosaik MasterCard. Choose from Gold, Silver & Bronze AIR MILES Reward Options and watch your reward miles quickly add up when you use your card for your everyday purchases. Only BMO Mosaik MasterCard lets you earn AIR MILES reward miles from purchases at more than 24 million locations worldwide. Select the Gold Reward Option and get an exclusive 20% discount on all AIR MILES reward miles flights worldwide with no blackout periods¹.

Chip Technology
Already in wide use around the world, chip technology has proven to greatly reduce card fraud and make a safe payment system even safer.