Financing Options

With a BMO Bank of Montreal mortgage, you have access to financing options if your situation changes.

Rate Buydown Program
Offer your purchaser a reduced fixed mortgage rate by prepaying some of the interest yourself.

Bridge Financing
Learn how to get financing when the purchase of your new home is complete before the sale of your current home.

Assumable Mortgage
Give a purchaser the option of taking over, or assuming, your current mortgage.

Portable Mortgage
Transfer your existing mortgage's fixed interest rate, loan balance and maturity date to your new mortgage.

Mortgage Refinancing
Use your home as a source of extra financing.