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Account Transaction Fees

Plan Fees
Account Transaction Fees

Plan Fees
The Smart Saver Account is not available under an Everyday Banking Plan.

Performance Plan

  • Monthly Plan Fee: $13.95
    • No-fee banking programs Youth, Student, Recent Graduate and Young Adult: $5.45*
    • Minimum monthly balance needed to eliminate monthly fee: $3,000

Premium Plan

  • Monthly Plan Fee: $25.00
    • No-fee banking programs Youth, Student, Recent Graduate and Young Adult: $16.50*
    • Senior: $11.05*
    • Minimum monthly balance needed to eliminate monthly fee: $5,000

Plus Plan

  • Monthly Plan Fee: $8.50
    • No-fee banking programs Youth, Student, Recent Graduate and Young Adult: FREE*
    • Minimum monthly balance needed to eliminate monthly fee: $2,000

Practical Plan

  • Monthly Plan Fee: $4.00
    • No-fee banking programs Youth, Student, Recent Graduate and Young Adult: Free
    • Minimum monthly balance needed to eliminate monthly fee: $1,000

Senior Plan

  • Monthly Plan Fee: Free

Senior Plan with AIR MILES®†

  • Monthly Plan Fee: $5.45

*Fee after discount has been applied

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Account Transaction Fees
The following account transaction fees apply to all personal accounts. These fees are not applicable if one of the Everyday Banking Plans is selected. The Smart Saver Account is not available under an Everyday Banking Plan.

Services

Primary Chequing

Premium Rate Savings

Smart Saver Account

Self-serve

Electronic (per item)

Pre-authorized bill payment/debit

$0.65

$0.85

N/A

Debit card purchase1

$0.65

N/A

N/A

INTERAC Online Debit

$0.65

N/A

N/A

ABM (per item)

Cash withdrawal

$0.65

$5.00

$5.00

Funds transfer

$0.65

$0.85

1 free telephone, ABM or online transfer per month. Each additional $5.00

Electronic bill payment

$0.65

N/A

N/A

Account history inquiry

$0.65

$0.85

$0.85

Telephone Banking (per item)

Funds transfer

$0.65

$0.85

1 free telephone, ABM or online transfer per month. Each additional $5.00

Bill payment

$0.65

N/A

N/A

Account history inquiry

$0.65

$0.85

$0.85

Online Banking (per item)

Funds transfer

$0.65

$0.85

1 free telephone, ABM or online transfer per month. Each additional $5.00

Bill payment

$0.65

N/A

N/A

Cheque drawn on account (per item)

$0.75

N/A

N/A

Interac Email Money Transfer (debit)

$1.50

$1.50

$5.00

Assisted-service

ABM (per item)

Paper bill payment2

$1.00

N/A

N/A

Branch and Telephone Banking manager (per item)

Withdrawal

$1.00

$5.00

$5.00

Funds transfer

$1.00

$1.25

$5.00

Bill payment2

$1.00

N/A

N/A

Account history inquiry

$1.00

$1.25

$5.00

Other Services

Account statement/passbook (per month)

$2.00

$2.00

$0

Fees funded from U.S. dollar accounts will be charged in U.S. dollars.
1Additional fees may be charged by the merchant for use of point-of-sale devices.
2A bill payment handling fee of $1.50 applies where applicable.

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