Plans

Whether your banking needs are limited, average or more extensive, there’s an Everyday Banking Plan for you: one that helps you minimize fees while you maximize savings.

We are the only bank to offer multiple accounts under one Banking Plan¹. This means that once you have determined your lead (main) account, such as your Primary Chequing account, any additional accounts under your Banking Plan are free. We offer six Banking Plans, each with one simple monthly fee: the Performance Plan, Premium Plan, Plus Plan, Practical Plan, Senior Plan and Senior Plan with AIR MILES.

Review the information below for a quick comparison of the Plan features that are tailored to meet specific banking needs. Or you can Choose Your Plan to determine the best Banking Plan for you.

Performance Plan

• offers unlimited transactions through multiple channels
• offers free banking² when I keep my minimum monthly balance at: $3,000

Premium Plan

• offers unlimited transactions through multiple channels
• offers free banking² when I keep my minimum monthly balance at: $5,000
• offers additional services for my travel needs
• offers discounted banking for Seniors

Plus Plan

• offers basic banking
• offers free banking² when I keep my minimum monthly balance at: $2,000
• offers free banking for:
• Youths
• Young adults
• Students or Recent Graduates

Practical Plan

• offers basic banking
• offers free banking² when I keep my minimum monthly balance at: $1,000

Senior Plan

• offers unlimited transactions through multiple channels
• offers basic banking
• offers additional services for my travel needs

Senior Plan with AIR MILES

• offers unlimited transactions through multiple channels
• offers basic banking
• offers additional services for my travel needs
• offers banking at a discounted fee
• ability to earn AIR MILES reward miles for $5.45/month

Download a detailed comparison of all Banking Plan Features. (PDF, 112K)

Get Started
Find out how to setup and switch your banking or open an account online.

¹Up to 20 Primary Chequing, Interest Chequing (for existing customers only) or Premium Rate Savings accounts are eligible to be opened under the Banking Plan of your choice for one monthly fee, subject to the Banking Plan’s monthly transaction limits.
²Customer is responsible for all fees of any transactions, services and products not included in the Everyday Banking Plan.