Banking Fees and Agreements
Our Agreements, Bank Plans and Fees for Everyday Banking booklet provides you with a complete list of Bank Plan features and fees plus other pay-per-use fees that may apply to your account. It’s also where you can find important details about all of the agreements that may apply to your chequing and savings accounts at BMO including:
- Identification you need to open an account or cash a Government of Canada cheque
- Our cheque hold policy
- Electronic Banking Services Agreement
- How we’ll notify you when we change fees
Use the Financial Consumer Agency of Canada’s Account Selector Tool to compare bank accounts in Canada.
Voluntary Codes of Conduct and Public Commitments
- Learn more about Voluntary Codes of Conduct and Public Commitments
- Learn more about Banking Services for Seniors
- Learn more about Power of Attorney and Joint Deposit Accounts
Save on bank fees
Want to save money on bank fees? We’ll show you how!
Prefer to avoid paying fees for moving your money? We’ve got you covered.
- Get unlimited monthly transactions*52 with the Premium Chequing Account, the Performance Chequing Account and the AIR MILESfootnote Chequing Account
- Want to keep tabs on your transactions? View your account history through BMO Online Banking or BMO Mobile Banking
Say goodbye to monthly fees
Want to skip the monthly Plan fee? Keep a minimum daily closing balance in your B M O Premium, Performance and Plus Primary Chequing Accounts and we’ll waive the fee.
Special offers for students, seniors and more
- Canadian Defence CommunityGet exclusive savings as a member of the Canadian Defence Community.
- Newcomers to CanadaWelcome to Canada! The B M O NewStartTM Program can help make your arrival easier.
- Indigenous CommunityLearn about personalized support and special pricing and offers for Indigenous communities.
- Medical and Dental ProfessionalsTake advantage of affordable banking and borrowing whether you’re starting your studies or running a practice.
Banking Fees and Agreements F A Qs
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Compare accounts
Learn more about your options and find out which account is the best fit for you.
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Come in and talk to us
Drop by your nearest branch to chat about your financial future.
- footnote registered Identity Guard is a registered trademark of Intersections Inc.
- footnote registered dagger slash trademark dagger Trademarks of AM Royalties Limited Partnership used under license by AIR MILES Loyalty Inc. and Bank of Montreal.
- footnote registered section Interac e-Transfer is a registered trademark of Interac Inc. Used under license.
