Bank Accounts

Everyone uses bank accounts in different ways. You might be opening your first bank account, saving for something special, making payments on a regular basis or investing for the future.

We offer three personal accounts: Primary Chequing, Premium Rate Savings and Interest Chequing. Each one comes with several helpful features. And we’re the only bank that offers multiple accounts under one Banking Plan¹.

• Maintain any of your accounts in U.S. dollars².
• Receive one monthly statement for all your accounts.
• Choose cheque safekeeping or cheque return.
• Set up a Continuous Savings Plan.
• Use PowerSwitch^® to transfer your banking from another bank to BMO Bank of Montreal for FREE!
• Start turning your banking into AIR MILES^®† reward miles. Find out how fast your reward miles can add up.

I need an account that…	Primary Chequing	Premium Rate Savings	Interest Chequing
is eligible for a monthly Plan fee waiver (free banking)
offers multi-channel banking (in-branch, ABM and online transactions)
allows me to write cheques
offers interest on my monthly balance
offers a higher rate of interest on my monthly balance
is available in U.S. dollars

Get Started
Find out how to setup and switch your banking.

¹Up to 20 Primary Chequing, Interest Chequing or Premium Rate Savings accounts are eligible to be opened under the Banking Plan of your choice for one monthly fee, subject to the Banking Plan’s monthly transaction limits.
²USD deposits are not eligible for CDIC deposit insurance.