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Primary Chequing Account
Premium Rate Savings Account
Smart Saver Account
Tax Free Savings Account
U.S. Dollar Account
How to Open an Account

Bank Accounts

Everyone uses bank accounts in different ways. You might be opening your first bank account, saving for something special, making payments on a regular basis or investing for the future.

We offer the following personal accounts: Primary Chequing, Premium Rate Savings and Smart Saver Account. Each one comes with several helpful features. And we’re the only bank that offers multiple accounts under one Banking Plan1. BMO also offers a TFSA Savings Account that allows you to earn a competitive rate of interest tax-free.

Get Started
Find out how to setup and switch your banking or open an account online.

1Up to 20 Primary Chequing, Interest Chequing (for existing customers only) or Premium Rate Savings accounts are eligible to be opened under the Banking Plan of your choice for one monthly fee, subject to the Banking Plan’s monthly transaction limits. The Smart Saver Account is not eligible to be under a Banking Plan.
2USD deposits are not eligible for CDIC deposit insurance.
3The Smart Saver Account is not eligible.

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  • Primary Chequing
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  • Premium Rate Savings
  • Apply
  • Smart Saver Account
  • Apply

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