Disability - RDSPs

What is a Registered Disability Savings Plan (RDSP)?

• The Registered Disability Savings Plan (RDSP) is a registered saving plan that is intended to help parents and others save for the long-term financial security of a person with severe or prolonged disabilities who are eligible for the Disability Tax Credit.
• This plan allows the beneficiary to accumulate funds by means of deposits and tax-deferred growth.
• A RDSP can hold many types of investments, which may include guaranteed investment certificates (GICs), mutual funds and savings accounts.

• What are the benefits?
• Canada Disability Savings Grant (CDSG)
• Canada Disability Savings Bond (CDSB)
• Who is eligible?
• FAQs