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Professional advice
Investment and retirement planning is critical to meeting your financial goals. Our Financial Planners, Investment & Retirement Planning, are available at BMO Bank of Montreal branches to help you make better investment decisions.
When you meet with a Financial Planner, Investment & Retirement Planning, you’ll work together to design a customized investment strategy or financial plan.
Through setting specific short- and long-term financial objectives, they will assist you in achieving your goals—such as buying a cottage, ensuring money’s available for your children’s education, owning your own business, or traveling the world.
To locate a Financial
Planner, Investment & Retirement Planning, at a BMO Bank of Montreal branch near you.
- Use our Financial Planning, Investment and
- Call the BMO Investment Centre at 1 800 665-7700
- Find a branch near you
What is Investment and Retirement Planning?
- Investment and retirement planning is an ongoing
process, built around your personal goals, that examines your current and
future financial situation, including income, assets and liabilities. Planning
also establishes your comfort level for investing, and your investment time
horizons
- An investment and retirement plan will help you achieve your financial goals, bring peace of mind about your financial situation, and show you how to make the best financial decisions to make the most of your wealth – ensuring you have more control now, and in the future
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How a Financial Planner, Investment & Retirement Planning can help you
Our Financial Planners, Investment & Retirement Planning are qualified, highly-trained and experienced professionals.
To understand your dreams and goals, a Financial Planner, Investment & Retirement Planning, will sit down with you and take the time to learn about you, analyze your current and future financial situation, and make recommendations to improve your financial future. They will:
- Help you identify your short and long-term goals
- Confirm your achievable retirement date and budget
- Assist you in enhancing your potential return through
asset allocation
- Help you adjust your current savings, if necessary
- Determine your monthly income stream to meet your
income needs
- Review and reassess your plan annually or as you
experience a major life event, such as the birth of a child, purchase of a
cottage, receipt of an inheritance, or severance package
- Provide a second opinion of your current financial
plan
- Provide you with peace of mind from knowing you’re on track to the retirement lifestyle you want
Financial Planners, Investment & Retirement Planning, can assist you with:
- Investment and retirement planning
- Maximizing your returns through term investments and
mutual funds
- Accumulating funds for goals such as your child’s
education
- Managing retirement or severance packages
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Building a better financial plan
To begin your journey towards financial independence, your Financial Planner, Investment & Retirement Planning, will:
- Meet and explore with you to understand your dreams
and goals
- Gather information from you to assess where you are
now
- Analyze your financial situation
- Recommend solutions based on your financial situation
such as:
- Maximizing RSP contributions
- Using a spousal RSP to reduce your tax rate at
retirement
- Assessing your mortgage and debt management
strategies
- Modifying your asset allocation for better long-term returns
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Locate a Financial Planner, Investment & Retirement Planning
Financial
Planner, Investment & Retirement Planning, at a BMO Bank of Montreal branch near you.
BMO Financial Group partners
Our Financial Planner, Investment & Retirement Planning, can also introduce you to other members of BMO Financial Group who can assist you with:
- Borrowing money and managing debt
- Planning your will and estate
- Business financing, cash management, and succession planning
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