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GICs
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How to Buy GICs

Online
You can purchase GICs securely online.

Online Banking* Self-directed Investing
Sign in to your BMO Online Banking account.

Not yet a BMO Bank of Montreal client? Open an Account
Sign in to your BMO InvestorLine account.

Not yet a BMO InvestorLine client? Open an Account

*Get a 0.25% bonus on our posted rates when you purchase a regular 3 to 5 year GIC through Online Banking.

Money transferred from another investment, such as a maturing GIC do not qualify for the bonus.BMO GICs held within a TFSA, RDSP, RRIF or RESP, a BMO Income GeneratorTM or BMO Progressive GICs cannot be purchased online at this time.

Online purchases are not available to non-residents of Canada.

By Phone
Get expert GIC advice by calling our BMO Direct Banking group at 1 877 225-5266, available Monday to Friday, 7:00 a.m. to 11:00 p.m. and Saturday, 9:00 a.m. to 5:00 p.m. EST.

In Person
Visit your nearest BMO Bank of Montreal branch, or contact an investment professional.

BMO Nesbitt Burns clients can purchase BMO GICs through their advisors.