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Preferred Term
Term life insurance that converts to permanent coverage
Term life insurance provides a tax-free payment to your beneficiaries, giving them financial security when they need it the most. It’s also convertible to Permanent Life Insurance – that’s coverage for life – any time before age 70.
Choose the Amount
Choose Your Term – 10, 20 or 30 Years
- Get coverage with premiums guaranteed not to increase for 10 or 20 years, renewable up to age 85 – or choose a 30-year term, renewable to age 100
Preferred Rates
- Depending on your health assessment, you may qualify for a lower cost of insurance
Convert to Permanent Life Insurance
- Turn your term insurance into permanent insurance any time before age 70
Customize Your Plan
- Add extra insurance protection to your life insurance plan:
- Accidental Death Rider: covers you in case of an accident
- Waiver of Premium: covers your premium payments if you become disabled
- Children’s Term Insurance Benefit: provides term life insurance for your children
- Living Benefit Rider: provides a lump-sum payment to you if you are diagnosed with a critical illness
- Business Guaranteed Insurability Option: ideal for business owners who want to lock in their ability to purchase additional life insurance protection in the future
Guaranteed Monthly Premiums
- Your monthly premiums will never increase during the term you choose
10-day Money Back Guarantee
- Cancel your policy within 10 days for a full refund
Contact Your Independent Insurance Advisor
- Your Insurance Advisor can help you decide which plan is right for you
Need an Independent Insurance Advisor?
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