DirectTerm

Affordable life insurance coverage for as long as you need it

DirectTerm^® is term life insurance your family can use to replace income or pay debts in the event of your death. It provides a tax-free payment to your beneficiaries, giving them financial security when they need it the most.

Get Your Free, No-Obligation Quote Now
or call 1-877-966-6339

Easy to Apply

• Qualify for immediate coverage by answering a few personal and medical questions
• Complete your application process online, without ever having to speak to an agent

Immediate Insurance Coverage

• You’re covered from the day we approve your application – even before you pay your first premium
• Receive free Accidental Death Insurance if we need more time to consider your application

Choose the Amount

• Get $25,000 to $5 million in coverage, in increments of $1,000

• Calculate how much you need

Choose the Coverage Period

• Get coverage for the number of years you need – from a minimum of 10 years to a maximum of age 85
• If you need 13 years or 17 years, that's the term you purchase

Convert to Permanent Insurance

• Turn your DirectTerm policy into permanent insurance without evidence of insurability
• Last chance to convert to permanent insurance is five years before your coverage ends, to a maximum age of 65

Guaranteed Monthly Premiums

• Your monthly premiums will never increase

Collect AIR MILES^® Reward Miles

• Get AIR MILES^® Reward Miles – starting at 228 miles for a 10-year policy
• Tell us your AIR MILES Collector number to start earning AIR MILES^® Reward Miles

30-day Money Back Guarantee

• Cancel your policy within 30 days for a full refund

• Get approved and purchase DirectTerm online, or call 1-877-966 6339.