Double your student benefits.
Pay no annual fee.

Get discounts at hundreds of SPC retailers, earn AIR MILES®† reward miles and pay no annual fee.
Redeem reward miles for movie tickets, the latest gadget, or tickets to an upcoming show.
Apply now

BMO SPC AIR MILES MasterCard

  • 10% – 15% discount at hundreds of Student Price Card (SPC) retailers and restaurants across Canada
  • Save the annual SPC fee every year
  • 1 AIR MILES reward mile for every $20 in card purchases 1
  • 1.5x reward miles on all your card purchases at Shell locations in Canada 2
  • 1.5x reward miles at National Car Rental & Alamo Rent A Car locations worldwide 3
  • 19.5% interest rate 5
  • No annual fee


BMO SPC AIR MILES MasterCard also includes:

  • 19.5% interest rate 5, or low 12.9% interest rate for an additional $35/yr
  • 21 day payment grace period 5
  • Extended Warranty and Purchase Protection 7
  • MasterCard PayPass®*
  • Chip Technology
  • IDefenceTM* - Identity Theft Assistance
  • MasterCard SecureCode TM*
  • Zero Liability 8
  • Worldwide acceptance at nearly 30 million locations

And more…



Other fees & Pricing Policy
Terms & Conditions