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   Home > Credit Cards > Student (SPC) > SPC CashBack
AIR MILES
CashBack
Student (SPC)
No Fee
U.S. Dollar
Affinity Cards
Prepaid
Small Business
BMO SPC CashBack MasterCard
Double your Student Benefits.
Pay no annual fee.

Features

Get discounts at hundreds of SPC Card retail & restaurant locations across Canada and earn CashBack on every dollar you spend.

  • Double your student benefits and pay no annual fee
  • 10 -15% discount at hundreds of SPC retail locations nationwide
  • Save the annual SPC Card fee every year
  • 0.5% CashBack on every card purchase 1
  • 1.5% CashBack at Shell 2, National Car Rental & Alamo Rent A Car 3

Every year you’ll receive a CashBack rebate on your account. Plus, benefit from exclusive savings and deals at a variety of SPC Card retailers nationwide.

  • No annual fee 5
  • 19.5% interest rate 5
  • Low 11.9% interest rate available for an additional $35/year
    Compare rates



Credit Cards 101 – what you need to know

Details

Get discounts at hundreds of SPC Card retail & restaurant locations across Canada and earn CashBack on every dollar you spend.

  • Double your student benefits and pay no annual fee
  • 10 -15% discount at hundreds of SPC Card retail locations nationwide
  • Save the annual SPC Card fee every year
  • Register your SPC Card number at spccard.ca for extra weekly deals
  • 0.5% CashBack on every card purchase 1 – that’s $1 back for every $200 you spend every year
  • 1.5% CashBack at Shell locations in Canada 2
  • 1.5% CashBack at National Car Rental & Alamo Rent A Car locations worldwide 3
  • Up to 25% discount at National Car Rental & Alamo Rent A Car locations worldwide 4

Every year you’ll receive a CashBack rebate on your account. For example, if you spend $3,600 in card purchases in one year, 0.5% CashBack will give you an $18 credit on your account. Plus, you benefit from exclusive savings and deals at a variety of SPC Card retailers across Canada from fashion and accessories, to food and entertainment to travel and more. Just use the card to pay for your purchases at participating SPC Card retailers to receive the discount.

  • No annual fee 5, additional cards free
  • 19.5% interest rate 5 or 11.9% interest rate for an additional $35/year.
  • 21 payment grace days 5



Credit Cards 101 – what you need to know

FAQ

Included features

  • Extended Warranty and Purchase Protection 6
  • MasterCard PayPass ®*
  • Chip Technology
  • IDefenceTM§ - Identity Theft Assistance
  • MasterCard SecureCode TM*
  • Zero Liability 7
  • Worldwide acceptance at 30 million locations
  • And more…

Optional Features including Balance Insurance, Travel Protection & Medical Protection

Other Fees & Pricing Policy
Cardholder Agreement
Benefits Guide
Terms & Conditions


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