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BMO Gold AIR MILES MasterCard
Collect faster. Reward yourself sooner

Reward

1/$15
AIR MILES reward miles

Annual fee

$99

Interest rate

19.5% or 12.9%*
* additional $35/year for 12.9%

Earn AIR MILES reward miles faster and fly sooner with a 25% discount on all AIR MILES flights worldwide.

  • 1 AIR MILES reward mile for every $15 in card purchases 1
  • Double reward miles at Shell 2, National Car Rental & Alamo Rent A Car 3
  • Collect up to 1,200 bonus reward miles a year when you bank with BMO12
  • Exclusive 25% discount on all AIR MILES flights worldwide 4
  • Exclusive 25% discount on AIR MILES My PlanetTM† rewards 4
  • 150 Bonus reward miles with your first card purchase5
  • BMO Travel Protection including Collision Damage Waiver coverage for car rentals 8

Reward yourself sooner with the latest gadget, tickets to an upcoming event or just about anything else on your wish list. Fly sooner with an exclusive 25% discount on the number of reward miles required for all AIR MILES flights worldwide.

  • $99 annual fee 6
  • 19.5% interest rate 6
  • Low 12.9% interest rate available for an additional $35/year
    Compare rates

Reward
1/$15
AIR MILES reward miles
Annual fee
$99
Interest rate
19.5% or 12.9%*
* additional $35/year for 12.9%

Earn AIR MILES reward miles faster and fly sooner with a 25% discount on all AIR MILES flights worldwide.

  • 1 AIR MILES reward mile for every $15 in card purchases 1
  • Double reward miles on all your card purchases at Shell locations in Canada 2
  • Double reward miles at National Car Rental & Alamo Rent A Car locations worldwide 3
  • Collect up to 1,200 bonus reward miles a year when you bank with BMO. Earn 25% bonus AIR MILES reward miles on card purchases up to a maximum of 100 reward miles a month. To qualify, simply maintain a combined daily balance of $5,00012 in your BMO chequing and/or savings account(s)
  • Exclusive 25% discount on the number of reward miles required for all AIR MILES flights worldwide 4
  • Exclusive 25% discount on the number of reward miles required to redeem for My PlanetTM† rewards 4 Details
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide7
  • 150 Bonus reward miles with your first card purchase5
  • BMO Travel Protection including Collision Damage Waiver coverage for car rentals 8
  • 3x reward miles at Triple Rewards Plus merchants9

Reward yourself sooner with the latest gadget, tickets to an upcoming event or just about anything else on your wish list. Fly sooner with an exclusive 25% discount on the number of reward miles required for all AIR MILES flights worldwide. For example, if an AIR MILES flight normally requires 1,000 reward miles, you will only need 750 reward miles with the BMO Gold AIR MILES MasterCard.

  • $99 annual fee 6, additional cards $15/year
  • 19.5% interest rate 6 or 12.9% interest rate for an additional $35/year.
  • 21 payment grace days 6

Included features

  • Extended Warranty and Purchase Protection 10
  • MasterCard PayPass®*
  • Chip Technology
  • IDefenceTM§ - Identity Theft Assistance
  • MasterCard SecureCodeTM*
  • Zero Dollar Liability 11
  • Worldwide acceptance at nearly 30 million locations
  • And more…

Optional Features including Balance Insurance, Travel Protection & Medical Protection

Important Information
Pricing Policy
Cardholder Agreement
Benefits Guide
Terms & Conditions
Reward
1/$15
AIR MILES reward miles
Annual fee
$99
Interest rate
19.5% or 12.9%*
* additional $35/year for 12.9%