BMO air miles®† World Elite®* Mastercard®*
Collect more moments by earning Miles on everyday purchases.

Welcome offer
Get up to $1,000 in value including up to 7,000 AIR MILES Bonus Miles and no annual fee in your first year.†
Enjoy your rewards sooner with our best reward rate and perks!
3x the Miles
Always get 3 Miles for every $12 spent on your everyday needs at participating AIR MILES Partners.74
Earn at wholesale clubs, membership-based retailers and alcohol retailers
Get Two times the Miles at any eligible wholesale clubs, membership-based retailers and alcohol retailers.99Fill up on savings
Get up to 7 cents off per litre on Shell®± fuel, only for BMO cardholders.101Enjoy card-linked offers
Your BMO AIR MILES credit card makes it easier to score Miles while you shop at your favourite brands.102
Save and earn on travel
Earn 5x the AIR MILES Reward Miles when booking flights, hotels, and car rentals. Plus, use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.13
What’s on your AIR MILES Rewards wish list?
Travel Rewards – Where will you go next? Book your flights, hotels, cruises, vacation packages and car rentals using AIR MILES Reward Miles.
Dream Rewards – Use your Miles on something special for you or your home. Or how about a spa pass? Or movie tickets? There’s so much to choose from.
Cash Rewards – Instantly use your Miles online or in-store at participating Partners towards your everyday purchases or redeem for eVouchers from your favourite brands.
Transfer Miles – Plus, you now have the flexibility to move your Miles between Cash and Dream with our new Transfer Miles feature, so if you want to turn your Cash Miles into a dream vacation, go for it!103
Fill up on savings
AIR MILES Reward Miles Calculator
Find out how many AIR MILES Reward Miles you can get with the BMO AIR MILES®† World Elite®* Mastercard®*
Estimate your monthly spending
How much do you think you’ll spend per month on your card?
Slider increases or decreases the dollar amount based on the direction it is moved in
Your first-year AIR MILES® Reward Miles total:
0
Yearly breakdown:
Welcome Bonus:
N/A
Base Miles Purchases:
N/A
Bonus Miles Purchases:
N/A
For illustrative purposes only. Based on the calculation that 20% of monthly spend is on grocery purchases, 20% of monthly spend on wholesale purchases, 10% of monthly spend on alcohol purchases, and 10% of monthly spend at participating AIR MILES Partners. Assumptions on grocery, wholesale, and alcohol purchases are based on average monthly spend contribution of active card users.
Estimated yearly rewards
Use Miles on a wide range of handpicked merchandise for you and your home from your favourite brands.

BBQs
You could use 8,350 Miles for BBQs.
Minimum $80,000 (individual) or $150,000 (household) annual income required.
Digital features and security at your fingertips
Give your financial health a boost with online and mobile banking tools. Enjoy more control over your credit card and a better understanding about how you’re using it.
Safety and security
Can’t find your card? No worries, you can lock it, unlock it or report it lost or stolen at any time.
Financial insights
Stay on top of your spending with a personalized look at your money.
Credit score
Log in to your mobile or online banking for free, 24/7 access to CreditView with no impact to your credit score.
Dispute a transaction and PIN reset
Resolve an issue with your statement or reset your PIN directly from your mobile app.

- BMO AIR MILES World Elite Travel and Medical Protection36 offering 15 days of Out of Province / Out of Country Emergency Medical protection up to $5MM, Collision Damage Waiver on rental cars, and more.36
Complimentary membership in Mastercard Travel Pass provided by DragonPass. As a member enjoy lounge access for a fee of just US$32 per person, per visit.26B Registration is required. Visit mastercardtravelpass.dragonpass.com or use the Mastercard Travel Pass mobile application to register.26C
Discover a world of Mastercard Travel Rewards cash back offers when you shop, dine and relax with our partners outside of Canada.
Access valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.
Shop with extended warranty and purchase protection.37
Save up to 20% on National Car Rental®†† and Alamo Rent A Car®†† and up to 5% on Enterprise Rent-A-Car®†† at locations worldwide using the Car Rental Booking tool.
Collect Miles twice at participating AIR MILES Partners when you show your AIR MILES Card too.15
Save up to 7% on your Booking.com prepaid hotel or property rental bookings at booking.com/mastercardcanada.
With FlexiRoam, stay connected around the world without a SIM card and get up to 15% off a Global Data Roaming plan plus up to 3GB of data, without any additional charges, if apply.
BMO PaySmart Trademark Installment Plans
Live now, pay smarter with a BMO PaySmart plan by turning your credit card purchases into smaller, monthly payments at a low cost.
Learn moreReady to apply?
FAQs
You can check your AIR MILES Summary on your Mastercard monthly statement. It will display the amount of Miles you got on purchases for the stated time period but won’t include Miles from bonus or promotional offers.
You can also see your total number of Miles when you sign in to BMO Online or Mobile banking, and through airmiles.ca.
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