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BMO CashBack MasterCard
Turn purchases into CashBack every year. Pay no annual fee.

Reward

0.5% CashBack

Annual fee

No annual fee

Interest rate

19.5% or 12.9%*
* additional $35/year for 12.9%

Earn CashBack on every dollar you spend.

  • Earn CashBack and pay no annual fee
  • 0.5% CashBack on every card purchase 1
  • 1.5% CashBack at Shell 2, National Car Rental & Alamo Rent A Car 3
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car 4

Every year you’ll receive a CashBack rebate on your account.

  • No annual fee 5
  • 19.5% interest rate 5
  • Low 12.9% interest rate available for an additional $35/year
    Compare rates

Earn CashBack on every dollar you spend.

  • Earn CashBack and pay no annual fee
  • 0.5% CashBack on every card purchase 1 - that's $1 back for every $200 you spend every year
  • 1.5% CashBack on all your card purchases at Shell locations in Canada 2
  • 1.5% CashBack at National Car Rental & Alamo Rent A Car locations worldwide 3
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide 4

Every year you'll receive a CashBack rebate on your account. For example, if you spend $8,000 in card purchases in one year, 0.5% CashBack will give you a $40 credit on your account.

  • No annual fee 5, additional cards free
  • 19.5% interest rate 5 or 12.9% interest rate for an additional $35/year.
  • 21 payment grace days 5

Included features

  • Extended Warranty and Purchase Protection 6
  • MasterCard PayPass ®*
  • Chip Technology
  • IDefence TM§ - Identity Theft Assistance
  • MasterCard SecureCode TM*
  • Zero Dollar Liability 7
  • Worldwide acceptance at nearly 30 million locations
  • And more…

Optional Features including Balance Insurance, Travel Protection & Medical Protection

Important Information
Pricing Policy
Cardholder Agreement
Benefits Guide
Terms & Conditions