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BMO St. Francis Xavier University MasterCard
Support the development of Alumni and selected Student programs.

Reward yourself. Start earning AIR MILES reward miles on your card purchases.

  • Earn reward miles and pay no annual fee
  • 1 AIR MILES reward mile for every $20 in card purchases 1
  • 1.5x reward miles on all your card purchases at Shell locations in Canada 2
  • 1.5x reward miles at National Car Rental & Alamo Rent A Car locations worldwide 3
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide 4
  • Triple reward miles at Rewards Plus merchants 5

Redeem reward miles for your next vacation, the latest gadget, tickets to an upcoming event or just about anything else on your wish list.

  • No annual fee 6, additional cards free
  • 19.5% interest rate 6 or 11.9% interest rate for an additional $35/year.
  • 21 payment grace days 6



Included features

  • Extended Warranty and Purchase Protection 7
  • MasterCard PayPass ®*
  • Chip Technology
  • IDefenceTM§ - Identity Theft Assistance
  • MasterCard SecureCodeTM*
  • Zero Liability 8
  • Worldwide acceptance at 30 million locations
  • And more

Optional Features including Balance Insurance, Travel Protection & Medical Protection

Other Fees & Pricing Policy
Cardholder Agreement
Benefits Guide
Terms & Conditions