Working together the BMO Financial Group is creating a new organization, “my bank”, that will set the standard for the financial services industry, a bank built upon and driven by our powerful corporate values.

We care about our customers, shareholders, communities and each other.

We draw our strength from the diversity of our people and our businesses.

We insist upon respect for everyone and encourage all to have a voice.

We keep our promises and stand accountable for our every action.

We share information, learn and innovate to create consistently superior customer experiences.

At BMO Financial Group we recognize that our employees are the most important part of our future. Our employees are both partners and facilitators in our success. All employees are encouraged to develop a sense of proprietorship in their work. This sense of ownership is rewarded with the opportunity to share in the growth and future of BMO Financial Group.

For a long time, BMO Financial Group has understood that people are our most competitive advantage. As a result, we have identified Managerial Leadership Capabilities that are critical for our future Managers and Leaders to possess in order to help support this principle and to vitalize the Bank's culture and business growth. These capabilities include:

Our strategy for success is guided by these basic principles:

• We will promote the well-being and respect the distinctive culture of each community in which we do business.
• We will excel as a disciplined, professional, financially secure institution with strong risk management skills.

We will offer all of our clients not just financial products, but knowledge-based solutions, custom-made to add value in their financial affairs.