Self-employed Homeowner Mortgages

You own your business. Helping you own your home is ours.

As an entrepreneur, it's reasonable to believe that ownership of your home is achievable. Yet, people who operate their own businesses often face difficulties arranging financing for a home. That's why we created a flexible mortgage that offers a streamlined approval process based on your personal credit history.

The mortgage for people who appreciate flexibility

• Depending on the money you have available for a down payment, you can select a low-cost High Ratio mortgage that requires as little as 5% down¹ or a Conventional mortgage with a down payment of 20% or more.
• Funds are available whether you are purchasing a home or refinancing² an existing mortgage.
• Become mortgage--free faster with our flexible mortgage options.
• Make your house a home with Genworth Homebuyer’s Privileges offering discounts on Genworth appliances, Bell ExpressVu, Dell computers and more when you select a Genworth insured High Ratio mortgage.

Fixed rate term options

1. Mortgage must be insured against default by Genworth Mortgage Insurance Company Canada.
2. Applicable to residential mortgages only. Subject to meeting Bank of Montreal's usual credit criteria. Some conditions apply.