At BMO Bank of Montreal, we can offer you many ways to control your everyday business banking costs.

With our new Everyday Banking for Business Plans^*, we can provide you with a selection of simple, fixed-fee plans starting at just $9.50 a month. Each of these Plans includes many of the services you use most often for a low monthly fee. With the FirstBank^® Card for Business - the key to convenience that is included with each Plan - you can access your account anytime you like at BMO Bank of Montreal Instabank^® machines, Direct Banking by phone, or through Online Banking.

Discover how your business could bank for free. We can even offer you banking that eliminates the Plan fee for a given month - provided you maintain a specified minimum balance throughout that month¹.

Small Business Banking Plan
The Small Business Banking Plan is a great place to start. It is designed specifically for the small business that appreciates both electronic and in-branch access. This plan offers two deposit options to choose from whether your business deposits more cheques or more cash.

Value Plans - these may be ideal if your business primarily uses Instabank machines, Direct Banking by phone, and Online Banking to access accounts. Prices differ depending on the number of transactions included in your plan each month - from 20 to 200.

Value Assist® Plans - these include all the same electronic methods to access your account as Value Plans, but are better suited to businesses where in-branch deposits are required. Depending on which Plan you select, you can take advantage of up to 25 in-branch deposits monthly without additional cost.

New Business Start-Up Package
Our start-up package will save you money for your first three months of operation.

To help smooth your cash flow, you can attach an operating loan of up to $5 million^† to the Plan of your choice. Operating loans allow you to access funds when needed and any deposit made to your account automatically reduces the loan balance outstanding. Ask your Commercial Account Manager for further details.

^* Available in Canadian Dollars Only
¹ The fixed monthly Plan fee will be waived for a given month in which the minimum account balance is maintained in the Plan account. Transactions not included in the Plan's Monthly Transaction Limit or in excess of the maximum number allowed are not covered by the monthly Plan fee waiver.
^† Subject to credit approval. An additional fixed monthly facility fee will be charged.